Vineyard National Bancorp (NASDAQ: VNBC) (the"company") announced that it will broadcast its fourth quarter and year-end2007 earnings conference call on Thursday, January 31, 2008. A press release outlining the fourth quarter and year-end 2007 financialresults will be distributed at 1:30 p.m. PST on January 30, 2008. Theconference call will begin at 10:30 a.m. PST on January 31, 2008, and willlast approximately thirty minutes. There will be a question-and-answersession following the presentation.

The conference call is being webcast. Shareholders, analysts and otherinterested parties are invited to access the webcast from the company'sinvestor relations website at: www.vnbcstock.com or join the conferencecall by dialing the number below and providing the following information:



Call in # toll free: 1-800-860-2442 Call in # (international): +1 412-858-4600 Conference Name: Vineyard National Bancorp Speaker Name: Norman Morales, President and CEO Date of Call: January 31, 2008 Time of Call: (10:30 a.m. PST) (1:30 p.m. EST) Expected Duration: 30 minutes

The company is a $2.5 billion financial holding company headquartered inCorona and the parent company of Vineyard Bank, N.A. ("Vineyard"), 1031Exchange Advantage, Inc. and 1031 Reverse Funding Corp. ("the exchangecompanies"). Vineyard, also headquartered in Corona, operates through 16full-service banking centers and four regional financial centers in thecounties of Los Angeles, Marin, Monterey, Orange, Riverside, SanBernardino, San Diego, Santa Clara and Ventura, Calif. The exchangecompanies are headquartered in Encinitas, Calif. The company's commonstock is traded on the NASDAQ Global Market System under the symbol "VNBC."For additional information on the company visit www.vnbcstock.com or foradditional information on Vineyard and to access internet banking, pleasevisit www.vineyardbank.com. For additional information on the exchangecompanies visit www.1031exchangeadvantage.com.

This press release may contain forward-looking statements as referenced inthe Private Securities Litigation Reform Act of 1995. Forward-lookingstatements are inherently unreliable and actual results may vary. Factorswhich could cause actual results to differ from these forward-lookingstatements include changes in the competitive marketplace, changes in theinterest rate environment, economic conditions, outcome of pendinglitigation, risks associated with credit quality and other factorsdiscussed in the company's filings with the Securities and ExchangeCommission. The company undertakes no obligation to publicly update orrevise any forward-looking statements, whether as a result of newinformation, future events or otherwise.